What is an elevation certificate?
FEMA Elevation Certificates are used for compliance with local building ordinances and to assist with determining flood insurance rates. Elevation certificates note the important features of your land which include the flood zone, location, and the lowest point of elevation. The lowest floor elevation is key to assessing the vulnerability for flood damage.
What are common conditions for requiring a FEMA elevation certificate?
- When purchasing an NFIP backed flood insurance policy
- If your property is located in a high risk, Special Flood Hazard area as determined by FEMA
- When your mortgage is financed by a federally insured or regulated lender.